Your Australian Physiotherapy Association Credit Card is ready and waiting

American Express® is proud to offer you a choice of Credit Cards unique to the Australian Physiotherapy Association. Each Card offers you faster rewards and a wide range of benefits.

Simply click on the Cards for more information.

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Express yourself with your APA Gold Credit Card
  • No annual Card fee
  • Complimentary enrolment in Membership Rewards™ Ascent1 or Qantas Direct2
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Enjoy the status of your APA Platinum Credit Card
  • One Qantas domestic Economy return flight3 or one night’s accommodation every year4
  • Preferential Card fee
  • Complimentary enrolment in Membership RewardsTM Ascent1 or Qantas Direct2

American Express credit approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. Fees, charges and interest rates are correct as at 20 January 2009 and are subject to change. This offer is only available to those who reside in Australia aged 18 years and over. Cards are offered, issued and administered by American Express Australia Limited.

* Interest rates are current at 20 January 2009 and are subject to change, including changes under the American Express Interest Rate Policy.**
** The American Express Interest Rate Policy describes how we intend to adjust Credit Card interest rates based on your payment history. Under this policy we intend to maintain this
special low rate for the promotional period if you make your minimum payments on time.
1. Membership Rewards enrolment required. Subject to the Terms and Conditions of the Membership Rewards program. To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be enrolled in Membership Rewards Ascent and be a member of the partner program. Membership of the partner program is the Cardmembers responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply. 2. Qantas Frequent Flyer members only. Membership of the Qantas Frequent Flyer program and earning and redemption of Qantas Frequent Flyer points are subject to the terms and conditions of the Qantas Frequent Flyer program. A joining fee applies. Once rewards points have been redeemed for Qantas Frequent Flyer points, they are governed by the terms and conditions of the Qantas Frequent Flyer program and can not be reversed. Award seats are subject to capacity controls and availability is limited. Award flights must be booked at least 24 hours before scheduled departure (and other advance booking requirements may apply). For further information see qantas.com. 3. Terms and Conditions apply. All flights are subject to availability and neither American Express nor Qantas guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the American Express Flight Offer Conditions, Qantas Fare Conditions and Qantas Conditions of Carriage. No Qantas Frequent Flyer points will be awarded for travel on these flights. 4. Hotel night stay is subject to availability and blackout dates may apply. Hotel night stay is based on a standard room with two people sharing and must be booked two weeks before your stay
American Express will advise the Australian Physiotherapy Association of the names, and member numbers, of the APA of members who take up this offer, for entry into their Customer Relationship Management database. The APA privacy policy can be accessed here.
The Australian Physiotherapy Association receives a financial benefit from members’ use of this service to help further fund Members’ Services.
American Express Australia Limited (ABN 92 108 952 085). ® Registered Trademark of American Express Company, 12 Shelley Street, Sydney, NSW 2000 
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Last Updated - Tuesday, 03 March 2009 11:35